Contact your insurance carrier if you have questions on how the value of your vehicle was determined, it is okay to negotiate. The GAP Plan is a GAP waiver and is designed to potentially waive the difference between what you owe on your finance agreement and the insurance settlement amounts available to you relating to the total loss of your vehicle. Just have your claim number or the last 8 digits of your VIN, and the contract holder’s ZIP code ready. Then, submit your documents and we’ll get to work. File a claim Track your GAP Claim. Adjustments for contract exclusion examples may include differences in vehicle valuations. Gap Claim Initiate A Claim. The check amount will match the insurance settlement statement calculation. Cloudflare Ray ID: 5fe7759359dfe0be For additional support, feel free to contact our office. Here at Click4Gap we are with you from purchase to claim and happy to lend our expertise in the event of a claim. Submitting Claim Form. Simply register with our Online Consumer Portal, provide … If your insurance company doesn’t have a copy of your police report than you will have to contact the police department directly. To find out more about the GAP Waiver, please contact our Insurance Department at 1-800-777-7525. Your GAP Car Insurance provider is usually willing to work on your behalf to ensure that you get the maximum amount of benefit that your policy is worth. Only required if your finance contract is assigned to a credit union. .ca_st3{ fill:#333333; stroke:#333333; stroke-miterlimit:10;}. An administrative fee will also apply if applicable. Check Claim Status. Because your insurance company may use a different calculation than the GAP Plan when calculating your vehicle’s value, the insurance company’s calculation at the time of loss may be different from the GAP Plan calculation. Below are the general steps for filing a GAP claim. If you are checking the status on a GAP claim, you will be able to submit documents. Claim Status. The information on this website is intended to provide only an outline of the coverages, benefits and exclusions regarding Mopar ® Vehicle Protection Plans as offered and issued by FCA US LLC or a subsidiary. Please call us at 1-800-298-8011 if you have any questions or concerns. Knowing the value of your vehicle is important before you accept a settlement from the insurance company. We’ve listed the required documents below. Since the GAP Plan is signed at the time of the vehicle sale, it amends your finance agreement and is a part of the agreement. Simplify your GAP Claim Process Announcement: GSFS / GSA will be closed November 26th and 27th in observance of the Thanksgiving Holiday Filing your GAP Claim doesn't have to be a complicated process. Key Replacement Covers replacement if key is lost, stolen or damaged. This facility is the central intake point for all new claims reported to Zurich and handles more than 750,000 transactions annually. Gap insurance may also be called "loan/lease gap coverage." Gap insurance is a type of auto insurance that car owners can purchase to protect themselves against losses that can arise when the amount of compensation received from a … The more information you can provide the quicker CARco can begin to process your claim. e.g. Refundable amounts for cancellable products purchased for your vehicle and included in the financing. • applicable taxes, fees and adjustments. When it comes to factors determining your car insurance cost, the age of your vehicle is certainly a big one. Amount owed at the date of total loss may not include missed payments, payment extensions, deferred payments, accrued interest, late fees, disposition fees, penalty fees, early termination fees or finance charges incurred after the date of loss. Provide a copy Several documents are required to calculate the GAP waiver. Enroll in Electronic payments. This type of coverage is only available if you're the original loan- or leaseholder on a new vehicle. In lieu of this, you can send New Car Vs Used Car Insurance Premiums. The insurance company will pay the Actual Cash Value of the vehicle and then you must file a claim for through your GAP provider to have the remaining balance of your contract paid off There’s nothing more terrifying than getting into a serious accident. Subject to the terms of your GAP Plan, including specific limitations and exclusions. If you are on a personal connection, like at home, you can run an anti-virus scan on your device to make sure it is not infected with malware. Contact your insurance carrier if you have questions on how the value of your vehicle was determined, it is okay to negotiate. They are needed to process your claim, so it’s best to gather them all before getting started. We’ve included their sources and examples to help you gather what you need. Adjuster. NADA values your vehicle at $10,000 and the insurance company values your vehicle at $8,500. Late payments during the 90-day period will not be considered in any future premium calculations at any time. Most finance companies require that you continue to make your monthly payment until the loan is paid in full. As a GAP coverage provider, we offer coverage as a waiver to your customer's retail installment sales contract or lease contract. Gap insurance is not an obligatory requirement of insurance or state laws when you buy a car. Gap is a total loss product so the police report verifies that a total loss has occurred and is a document we are required to collect in order to adjudicate the claim. This provides proof of payment from your loan’s inception date through your date of loss. You buy a car ’ s MSRP and equipment ( if purchased new ) our in! 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