Personal belongings are not covered under the Motability insurance policy for scooters and powered wheelchairs. What is a mobility scooter? We can help you find the right policy when you compare quotes with us. More details. The cost of our mobility scooter insurance cover starts at £6.50 per month or £65 per year. When you visit the dealer (although some may come to see you in your home to carry out an assessment of your needs if you ask), be sure to carry out a thorough test drive of any models they suggest. They are often easy to fold too, making them ideal to carry in the boot of your car or to take on public transport. To insure your scooter give us a call on 0800 316 1225. Covered for Loss/Theft If you lose/have your mobility product stolen and are unable to recover it, we’ll replace it as part of your insurance plan. Age Co Insurance Services have been designed to meet the needs of over 50s. If you're in the unfortunate position of injuring yourself while driving, all expenses will be covered by Saga. Calls will be recorded. Here’s our guide to staying independent with a mobility scooter. Common myths about the blue badge scheme busted. Tips and hints to help you find a scooter that meets your needs. Blue Badge also offers optional extras, including puncture insurance, breakdown cover and key insurance. The former is smaller and slower than the latter, but they are also cheaper and easier to transport. Call our UK call centre on. They offer insurance to this group on almost anything and, importantly, at great prices too. However, they are restricted to 4mph and have a fairly limited range before they run out of power. Some standard features covered in our mobility scooter insurance policies include personal accident, third party liability, recovery, theft, and accidental damage. Most mopeds and scooter are suitable for learners and have an engine size between 49cc and 125cc, making them quite cheap to insure. Comprehensive mobility scooter insurance covers everything. A mobility scooter is a three or four-wheeled vehicle that is powered by electricity. For Text Phone first dial 18001. United Kingdom - Excite Network So you won’t be able to get insurance from Saga, Age Concern, Direct Line, Churchill, Admiral or Aviva. Like to advertise with us? Class 3 scooters are bigger and more robust, but have a higher top speed (up to 8mph) and can be used on the road. How to get scooter or moped insurance. For years, Saga has been looking after the insurance needs of the over 50s. This includes accidental damage, malicious damage, vandalism, fire, storm or flood. Car Insurance Caravan Insurance Motorhome Insurance ... Saga Holidays is a trading name of ST&H Limited (registration number 02174052) and Saga Shipping is a trading name of Saga Cruises Limited (registration number 03267858). You can find more details on the Motability scheme here. 680888. There is no substitute for actually trying a scooter and for this reason we would avoid buying one over the Internet unless you’ve seen and tried it first; it’s just too easy to buy something that later turns out to be unsuitable. Defaqto 5 Star Rated Comprehensive cover. No Excess . Your scooter or moped will be covered by motorbike insurance. Copyright ©1995 - 2020, Check out mobility scooter insurance from Saga, Mobility scooter insurance comparison websites quickly find the best deal, Third party mobility scooter insurance covers many risks, Go online for fantastic mobility scooter insurance quotes, Things to know about commercial insurance for companies. Read our guide to buying a wheelchair accessible vehicle. With the price of Mobility Scooters falling, more and more people with impairments to their mobility are taking the plunge and giving themselves an extra lease of life thanks to their scooter. Register No. The class 2 scooters are relatively small and can be used indoors and on the pavement. Make sure that you have all the financial protection that you require with our comprehensive guide to insurance. 8am - 8pm Monday to Friday 9am - 5pm Saturday and bank holidays 10am - 4pm Sunday. The Mobility Scooter Recovery and Powerchair Recovery Scheme is a Service Contract provided by MB&G Insurance Services Limited, whose Registered Office is Cobalt Business Exchange, Cobalt Park Way, Wallsend, Tyne & Wear, NE28 9NZ Company No 01478159 and Eden Mobility (the “Providers”). Mobility scooters are becoming more and more popular with the silver generation and accidents are becoming more common as a result of this. The price of a mobility scooter ranges from around £500, all the way up to £5,000 or more. The DVLA said: "Although it is not a legal requirement, it is strongly advised to have mobility scooter insurance. Yes, there are two classes: Class 2 and class 3. There are two classes of mobility scooter - class 2 and class 3. Yes, they are. For more information visit www.fca.org.uk, or contact the FCA on 0300 500 8082 Terms and Conditions Drive with confidence. Our comprehensive Mobility Scooter Insurance covers you for accidental damage, third-party liability, theft, and personal accident - with no hidden fees or charges. Our policies start from just £65 and include FREE Key Cover and FREE Puncture Repair. The absolute minimum should be third-party cover to insure yourself in the event that you injure anyone on the pavement or road, but we’d recommend fully comprehensive to give you the very best cover. Mobility scooters are not cheap and insuring it is the only way of protecting yourself financially should anything ever happen it. If you use a Mobility Scooter, then it might just be high time to start considering taking out a Mobility Scooter Insurance Saga policy, so you don't get caught out. If so, we’d love to hear your tips and advice in the comments section! Mobility scooter insurance taken out for the vehicle itself gives you protection for your vehicle. The first question is to pin down what you will be using your mobility scooter for. Saga insurance for over 50s Whether you're looking for insurance at home, on the move or abroad, we've got you covered. If you keep your scooter in the boot of your car, and the car is not kept in a lock up garage, the exception applies. Scooter insurance Our scooter insurance will make sure you're good to go. Please get in touch, disability|car using|buying & selling|maintenance|enjoying|car accessories: reviews and guides, find more details on the Motability scheme here. Third party mobility scooter insurance covers other people in the case of an accident involving you. Our affordable insurance for mobility scooters will cover your scooter and anyone with permission to ride it, as well as accidental damage, injuries and giving you Public Liability Insurance. Carlton Boyce is an ex-prison governor who now spends his time as a freelance journalist. Your insurance cover Together with RSA Motability (RSAM), we have arrange to provide insurance cover for all products leased through the Motability Scheme. For years, Saga has been looking after the insurance needs of the over 50s. T&C's apply. Find advice on life insurance, home insurance, health insurance, car insurance, pet insurance and more. If you’re particularly worried about being left high and dry should your scooter suffer a breakdown or puncture then you might want to consider our new Mobility Extra policy. You can find your nearest scooter dealer here. Carlton Boyce Imagine you're driving around and you accidently hit someone, if they're injured they could make a compensation claim. This is because it will protect you not only against accidental damage and theft, but also negligence claims which may arise from use of your mobility vehicle. Most scooters cost at least $1000 when purchased brand-new and so it can be well worth protecting yourself against this financial loss. The product does not necessarily need to be stored at your home address when it is not in use. It may give you peace of mind to get mobility scooter insurance that covers you for the cost of defence and any awarded damages should you be taken to court over an incident with your scooter. Insuring your scooter gives you coverage should your vehicle be stolen or damaged. Accidental Damage If you accidentally damage your mobility scooter or powerchair, we will cover you under the insurance scheme. Question about your subscription? Mobility scooter insurance is not obligatory, but it is sensible to consider taking a policy to protect your prime asset and your interests. Great cover, great price! It's hard to overemphasise the importance of being adequately insured. Saga mobility scooter insurance is perfect for anyone over 50 who uses one. Mobility scooters offer a way for people with poor mobility to lead an independent life and, with a wide range to choose from there should something for everyone, no matter what their needs or the depth of their pocket! Puncture repair is now available on our plus insurance cover. In the meantime have started investigating mobility scooter insurance and there seem to be very few firms offering this. You should not rely on this information to make (or refrain from making) any decisions. Our mobility scooter insurance covers you on any mobility scooter/electric wheelchair and includes free 24/7 breakdown assistance and recovery for £65. 24/7 National Accident Recovery . With the higher number of mobility scooters in use these days it's really no surprise there's a higher number reported stolen. Find out more about the laws around using a mobility scooter. Mobility scooters offer a way for people with poor mobility to lead an independent life and, with a wide range to choose from there should something for everyone, no matter what their needs or the depth of their pocket! Mobility scooters are categorised into two "maximum speed" sections by the Department of Transport: Class 2, which means a scooter that can be used on the pavement only at a maximum speed of 4mph, or a Class 3 vehicle, which means that this scooter can travel on the road at 8mph but then must be able to be limited to a maximum speed of 4mph when it is used on the pavement. Puncture Repair . It’s also worth checking whether they will come out to your home to repair or collect it, or whether you will need to take it to them. Who Is this Policy for? It's the best type of insurance to get because you know that no matter what happens while you're using your mobility scooter, you're covered. Some insurance will also incorporate mobility scooter breakdown cover which will get you home should your scooter … The two main types of mobility scooter insurance are similar to car insurance; third party and comprehensive. Mobility scooters are extraordinarily cheap to run. Both companies are registered in England and Wales. One of them, PremierCare by Marks Bates Ltd (MBL) offer a good deal, but have an exclusion which makes it unsuitable for me. Although insurance for mobility scooters or powerchairs is not a legal requirement, it is highly recommended. Disabled people or those with mobility issues who use mobility scooters or powered wheelchairs – particularly in public areas . Here’s our guide to staying independent with a mobility scooter. Always obtain independent, professional advice for your own particular situation. They are also heavier and more expensive than their smaller sibling and might not be suitable for taking on public transport. They might not fit in your car either, unless you make some modifications. If you would like to cover personal belongings, you would need to arrange your own separate insurance cover. 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